Citizens Savings Accounts

Start saving for the life you deserve.

With Citizens Savings Tracker®¹ you can set and track your goals, enroll in automatic transfers, Round Ups² to your debit card transactions and more.

A simple solution for everyday banking.

A relationship account with extra features, without extra fees.

Higher savings rates, fewer fees, and a personalized plan to help you work toward your financial goals.

Bank securely with 24/7 fraud monitoring and FDIC insurance.³

Would you like more details from one of our bankers? Schedule an appointment.

We provide simple ways to waive your monthly maintenance fees.

Savings account FAQs

Savings accounts are a great solution for customers with a specific need or goal even if they also have a Money Market or CD. They allow customers to designate funds in individual accounts for a specific goal separate from their checking account. Common goals include; an emergency fund for unexpected expenses, vacation savings, holiday savings, home improvements, taxes, and saving for a new car among others.

Read more about savings accounts and how they work.
1. All you need to get started is an eligible Citizens Personal Savings or Money Market Account. If you want to take advantage of Round Ups², you will also need an eligible Citizens Personal Checking Account.
2. Download the Citizens Mobile Banking App⁴ and register for mobile banking
3. Select the "Financial Wellbeing" section in the app's menu and create a goal
Discover more benefits of Citizens Savings Tracker®.

¹Subject to account eligibility. Only available on the Citizens Bank Mobile Banking application. Text and data rates may apply.

²Subject to available funds. Additional amount of transfer determined by customer.

³FDIC insurance up to the maximum allowed by law.

⁴Wireless carrier, text and/or data charges may apply.

Citizens offers personal savings accounts in the following states: CT, DC, DE, FL, MD, MA, MI, NH, NJ, NY, OH, PA, RI, VT or VA