Frequently Asked Questions: Wealth Management

Our services prove most valuable to clients with investable assets in excess of $1.5 million or those who have an annual income above $500,000.

Some of the benefits of being a client of the Citizens Private Bank & Trust include:

• A specific Private Banker taking an interest in you. Someone who is accessible and responsive. One-on-one attention and counsel from a dedicated partner and member of your wealth management team.
• Comprehensive investment strategies — sophisticated asset allocation, equity, fixed income, balanced and short-term asset management — delivered by a seasoned investment professional.
• Our best relationship rates on checking, money market, and CDs
• Exclusive checks, credit cards, and debit cards
• Flexible borrowing services.

Priority will be given to applications that:

• Positively impact low- and moderate-income populations
• Are in support of capital, equipment, and new project/program seed dollars
• Show a strong likelihood of success and sustainability
• Demonstrate a history of strong fiscal responsibility and leadership

These five trusts generally do NOT support:

• Annual appeals
• Individuals
• Religious organizations, including restoration of church buildings (with the exception of the Billings Trust)
• Labor, fraternal, and veterans organizations (including fraternal orders of police/firefighters)
• Political organizations or projects
• Operating deficits
• Underwriting of conferences and seminars
• Governmental and quasi-governmental public agencies or organizations
• Endowments
• Annual operating support
• Trips and tours, including transportation costs 

• Charitable grants range from $1,000 to $20,000
• Multiyear grants are primarily for capital or special campaigns and are generally paid over a three- to five-year period

• It will take eight weeks for a grant request to be reviewed by trustees
• You will be notified of a grant approval or denial by letter

• Awarded grants may be publicized by the receiving organizations; kindly reference “Citizens Bank, NA as Trustee” of the trust making the grant, in any printed materials.