Credit Card Calculator

Estimate your rewards with our cash back calculator

1.5% cash back reward

What’s your monthly credit card spending?

$2000

Tell us how much you spend each month and we’ll calculate your annual cash back.
You’ll automatically receive 1.5% cash back on all your everyday purchases.1

Annual
cash back amount

$360.00

10% purchase bonus

Do you use your credit card every month?

Make at least one purchase every month for six consecutive months or more,
and you'll earn a 10% bonus on your earned cash back rewards.2

+$36.00

10% relationship bonus

Do you have a Citizens Bank personal checking,
savings, or money market account?

Direct deposit your cash back into one of these accounts and you'll earn a 10%
bonus on your earned cash back rewards and your Purchase Bonus.3

+$39.60

Estimated cash back = 1.8%. That totals:

$435.60

cash back per year

Ready to start earning rewards?

Apply Now