Home Inspection Checklist

Review this home inspection list so you have all the information you need

When purchasing a home, you'll need to first have it inspected by a qualified, professional home inspector. Even if the house seems to be in impeccable condition and you don't see the need for such an inspection, your lender and insurer will still insist upon it.

Why? Because a proper and thorough inspection from a qualified professional protects the owner, insurer and lender from any major surprises that could materially affect the price of the property.

So, what does that inspection include?

Top 10 items on a home inspection list

The American Society of Home Inspectors lists ten major areas that any good home inspection checklist should include:

  • Structure: the skeleton of the house, its foundation and framing
  • Exterior: walks, driveway, siding, drainage system, gutters, doors and windows
  • Roofing: roof coverings, drainage, flashings, skylights and chimneys
  • Plumbing: water supply drainage system, hot water heater and fuel storage system
  • Electrical: service entrance wires, breakers and fuses, and disconnects
  • Heating: heating systems, vents, flues, chimneys and heating energy source
  • Air conditioning: home cooling system, including central and through-wall cooling equipment
  • Interior: walls, ceilings and floors that may have water stains or mold
  • Ventilation: adequate insulation and mechanical ventilation systems
  • Fireplaces: proper installation, chimney and flue safety, as well as proper drafting

How to find a trusted inspector to help with your home inspection checklist

Now that you know what a good home inspection list should entail, you'll need to find the right inspector for the job. When searching for an inspector, you should have a list of questions prepared to help judge his or her qualifications and expertise. According to the U.S. Department of Housing and Urban Development, these are the questions you should ask a home inspector before retaining his or her services:

  • What are you inspecting? (refer to the list above)
  • How long have you been inspecting, and how many inspections have you done?
  • What kind of experience do you have with residential inspections?
  • Which repairs do you offer, if any, based on the inspection?
  • How long will the inspection take? (A thorough inspection should take about two to three hours.)
  • What is the cost?
  • What sort of home inspection forms will I receive, and how long will I have to wait before receiving them (should be within 24 hours)?
  • Will I be able to attend the inspection? (It's a good idea to be there, and it's a red flag if the inspector says no.)
  • Do you maintain a membership in any inspector associations?
  • Have you taken part in any continuing education programs lately?

Learn more about the mortgage process

After you have your home inspection forms in hand, you may be looking for a new home buyer's checklist or some tips for moving to help with the process. Make sure you are working with a trusted mortgage lender that offers borrowing options that fit your needs. Learn more about various Citizens Bank mortgage options and take advantage of our other helpful checklists, or call one of our Citizens Bank home loan advisors at 1-888-514-2300.