Automated Clearing House (ACH) Payments

Improve the speed and accuracy of payables and receivables.

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The benefits of ACH

Citizens offers support as you set up your ACH capabilities in order to promote a quick and seamless process. Information regarding registered payments will be processed and settled electronically through a nationwide network. This improves the reliability, efficiency and affordability of your payment services. Given the proper authorization, you can also collect funds from your accounts at other banks or from accounts at other entities. Our ACH services are compatible with Citizens' Direct Transmission, accessOPTIMA™ and Cash Concentration services.

  • Make single or batch payments within the U.S., including federal and state tax payments 
  • Receive payments
  • Automate and execute direct payroll deposits to your employees’ accounts
  • Use ACH with accessOPTIMA™ to automatically transfer funds to and from authorized accounts with Citizens and other banks 
  • Review, approve, or stop pending ACH debits online Using ACHieve Access
  • Same-Day ACH available

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All accounts, loans, and services are subject to individual approval. See a banker for details.

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