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Maximize your cash flow—with minimal effort.
With the right tools, efficient cash flow management can be effortless. Our comprehensive suite of electronic and paper-based collection services make cash management fast, easy, and accurate—so you can focus on moving your business forward.
Our multi-site national Wholesale and Retail lockbox networks speed and simplify the handling of large volumes of mailed checks. Instead of sending checks to you, customers send them to a designated P.O. Box so we can process them quickly—and you can access your funds faster. Lockbox provides fast, efficient, accurate collections, preventing the bottlenecks that happen when checks pile up, waiting to be endorsed or deposited manually. With Lockbox, you can:
Our electronic receivables capabilities include Automated Clearing House (ACH), Wire Transfer, Cash Concentration, and Electronic Data Interchange (EDI) collection services. These efficient collection processes post funds to your account quickly, allowing you to maximize earning credits and interest revenue.
With Citizens Bank, you can simplify the consolidation of deposits from multiple locations into a single account, preventing auditing and reporting snags and easing the administrative burden on your accounting staff. Our deposit reconciliation service enables you to track deposits by location and department, general ledger, or any other meaningful accounting category. Sources of deposits are clearly identified on statements and deposit reconciliations, making it easy to identify deposits made at your home office and at satellite locations.
Get the selection of services you need to manage international funds:
Reduce prep time, save trips to the bank, and get quicker access to funds with E-Z Deposit® desktop check deposit service.
Provides maximum choice, flexibility and control in making cash deposits and sourcing the coin and currency you need to operate on a day-to-day basis.
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: