Sweep Services

Putting your excess cash to work is a key strategy in cash management and capital preservation. Choose from sweep options that assist you in maintaining optimal liquidity. With a sweep account, excess cash balances are automatically swept overnight to generate income, reduce debt, or both. It’s that simple.

Checking with Interest Deposit Account Sweep

Citizens Checking with Interest Sweep is an automated cash management tool that can help you make the most of your idle cash with an interest bearing account. Excess funds in your operating account are automatically swept to an interest bearing checking account. You can ensure daily liquidity and enjoy immediate access to deposit balances.

Sweep to Line of Credit

Excess funds in your operating account are automatically swept to pay down your outstanding loan balance, reducing interest expenses. When balances fall below a target level, funds are seamlessly pulled from your line of credit to maintain your operating account balance.

Sweep to Investment

A sweep to investment option takes excess cash in your operating account and automatically invests it each night. The sweep to investment service requires minimum checking account balances.

Ready to take the next step?

Get in touch with our team. All fields are required unless marked as "Optional".

Please note: Citizens Business Banking Products and Services are offered in the following states: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington, D.C.

Valid First Name required
Valid Last Name required
Valid Legal Business Name required
Please enter a valid Business Street Address
Please enter a valid zip
Valid State required.
Please enter a valid email
Valid Phone required must be 10 digits number 0-9
Valid Business Revenue Size required
Please select valid products

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

All accounts, loans, and services are subject to individual approval. See a banker for details.

Securities, Insurance and Investment Advisory services offered through Citizens Securities, Inc (CSI). Citizens Securities, Inc. Member FINRA, SIPC. One Citizens Bank Way, JCB135, Johnston, RI 02919. (800) 942-8300.

Citizens Securities, Inc. is an affiliate of Citizens Bank, N.A..

  • Equal Housing Lender Logo