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Make saving easy by setting up automatic transfers from your Business checking account. With no required minimum to open, you can get started saving today.
View and download detailed account documents here:Download Fees and Features Guide
Variable interest rate
Take secure banking wherever your business needs to go. Pay bills, make transfers, set up alerts, and more whenever and wherever you want.#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=span|TargetElementId=|Key=Learn More#
You can bring the bank wherever your business needs to go thanks to our secure Online and Mobile Banking solutions. From the anywhere, anytime convenience of our award-winning Citizens Bank Mobile Deposit™ app to the ease of Online Banking and customized alerts, there’s almost nothing you need from your bank that you can’t get done on the move.
Explore our online and mobile options:
Citizens Bank Mobile Deposit™
Our popular, award-winning app makes it easy to deposit checks from your mobile device.
Online Bill Pay
Bill payment is easy and instant with our Online Banking site:1 Our calendar tool helps you to determine the earliest day your bills can be paid.
Account Management Tools
Track payments, pay bills, transfer funds, and stay on top of your finances with online access and a single view of all your accounts. Business owners have the ability to set up multiple users with varying levels of security access. Timesaving eBills keep your billing cycle running smoothly, allowing you to send bills electronically to eligible vendors and suppliers and set up automatic alerts and payments.2
Money Movement and Management
With the Popmoney® online payment service and account-to-account transfers, you'll have the tools your business needs to improve cash flow management by enabling you to easily:
Top-Rated Smartphone App
Our mobile app gets top ratings on both iPhone® and Android™3, and it’s also ranked #1 for customer satisfaction.4 Try it. We think you’ll find it’s the quickest, easiest way to manage your accounts and deposit checks remotely.
Safe and secure online and mobile banking guaranteed. FDIC insurance up to the maximum limit allowed.
Prevent overdrafts by automatically transferring funds to your checking account before it becomes overdrawn.#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=span|TargetElementId=|Key=Learn More#
With Savings Overdraft Transfer, your checking account is linked to your savings account. Funds are automatically transferred from your savings account to cover your ATM withdrawals, debit card purchases, checks, and online bill payments when you don't have the necessary available balance in your checking account.
$12 transfer fee per day. No Transfer Fee will be charged for partial transfers that will not fully cover an overdraft. We will limit to 7 the number of Overdraft Plan Transfer Fees charged on any one business day. Savings Overdraft Transfers are included in the six transfers and pre‑authorized debits allowed from savings account per calendar month. Please refer to your Deposit Account Agreement for more details on Withdrawal Limitations.
Fixed rate returns provide growth you can rely on.
Business Certificates of Deposit#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=span|TargetElementId=|Key=Learn more about#Learn More
Act now#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=span|TargetElementId=|Key=Learn more about#Act now
Minimum balance to open
Monthly maintenance fee
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: