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The SBA Express loan or line of credit is ideal for businesses with less established credit that want to improve cash flow, refinance debt, fund improvements, purchase machinery and equipment, expand a franchise or acquire/improve real estate and grow their business. It features the easiest SBA application process and accelerated approval times, plus it offers longer terms and lower down payment requirements than conventional loans.
SBA Express has the fastest approval times of any SBA loan.
Dedicated SBA staff expedite the application, underwriting and closing process.
Because the loan is backed by the SBA, it’s easier to get qualified.
As an SBA Preferred Lender with dedicated SBA Specialists we are able to identify/address any issues associated with qualification thereby accelerating processing times.
Customize your term from 10 to 25 years (120 to 300 months).
Choose whichever rate structure best meets your needs.
SBA loans have lower down payment requirements than conventional loans.
SBA will allow for as much as 90% financing, meaning the borrower may provide as low as 10% down payment.
With no monthly maintenance fee and no minimum balance, this simple business bank account keeps your bottom line in mind.
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