A newer version of your browser is available. Older versions may limit your ability to access some of this site's functionality. Citizens Bank recommends upgrading your browser.
Starting the application process is simple. Just answer a few questions online and one of our Home Loan Originators will contact you by the end of the next business day to follow up. At that point, they will walk you through the completion of your application, so you'll want to have all the necessary information readily accessible. For this reason, consider collecting the requirements listed on this checklist as soon as you complete the online contact form.
You will have to provide your lender information about your current borrowing, employment and residential status. Have easy access to:
Your existing mortgage and equity loans or lines of credit will factor into your available equity. Here's our home equity checklist of the details you will need regarding your current mortgage.
Before starting a new home equity loan application, you have to do research about the different home equity loan products available. You'll also want to have made decisions on the type of loan you are taking out and what you will be using it for. Make sure you have thought about the following things:
To establish available equity in the property you are borrowing against, the lender will ask for additional information about the property. Be prepared to:
Use our HELOC checklist to organize your information in advance so you are more prepared for the Citizens Bank home equity loan or HELOC application process. If you are ready to apply you can complete the home equity line of credit application online. If you have additional questions about our home equity loan or HELOC, contact a Home Loan Originator by calling or filling out a short contact form online and a Home Loan Originator will reach out to you to complete your application.
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: