The Importance of Home Floor Plans

Home floor plan designs impact your lifestyle as well as the home's resale value

Whether you're building or beginning the buying process, it's a good idea to consider several different types of homes and look at home floor plan designs to get a strong sense of the layout you want. If you're building, home floor plans are an essential part of the process, but even when buying, they can help you narrow down your choices and set qualifications for the homes you tour.

Why home floor plan designs matter

Your home floor designs are crucial for at least two reasons:

  • They will fundamentally affect the flow of your family life, and thus play a role in the comfort and closeness of your family relationships as long as you live there.
  • They are a chief element in determining how attractive subsequent buyers will one day find your house. Thus, the floor plan is a significant driver of the resale value of your house.

Experts say that when it comes to thinking about resale value of a home, bathrooms and kitchens fall under extra scrutiny. These rooms are also likely to be important to your family's daily routine, so you should pay a little extra attention to them when you're trying to find the right home floor plan for you. For example, ask yourself:

  • How many full- or half-bathrooms do you want?
  • What is the condition of the tile, plumbing and appliances?

You should also consider how much you entertain:

  • Would you prefer an open kitchen with a breakfast nook or a smaller, galley-style kitchen?
  • Do you want a separate dining room or just a small space off the kitchen?

Materials are an important aspect of choosing the right home floor plans as well:

  • Do you prefer brick, stone, tile or natural wood?
  • Where do you stand on the continuum between modern and traditional design and materials?

In addition to aesthetic preference, consider how these materials could impact your home's energy efficiency. If you're building, installing Energy Star windows, doors and appliances could save you money and be a positive selling point if you ever decide to move.

Choosing your favorite home floor plan style

Naturally, house styles also play a crucial role in selecting the right house for your family. These days, there are many distinct types of house styles. Among the most popular are:

  • Ranch: Either single-story or split level, this style generally is asymmetrical and includes a built-in garage.
  • Colonial: Characterized by simple, classical design and sometimes dressed up with gables and porticos. Often includes a center entry-hall design.
  • Prairie: Often associated with the prominent architect Frank Lloyd Wright, this style is characterized by horizontal lines, wide open floor plans and a general attempt to blend into the nearby physical surroundings.
  • Cape Cod style: Adapted from classic New England house styles, they usually contain dormers and are typically covered in clapboard or shingles.
  • Georgian: Characterized by attention to symmetry and balance, they're typically clad in either brick or stone.

Consider financing your mortgage or building project with Citizens Bank

Once you've decided on the right home floor plan and you're ready to buy or build, consider your financing options. Whether you need financing for your first mortgage or a residential construction loan, Citizens Bank has several options to work within your needs and your budget. Call one of our Citizens Bank home loan originators, at 1-888-514-2300 for more information, or start the mortgage application process today.


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