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Introducing Student Loan Refinancing for Parents

Save up to 3.70% on your interest rate by refinancing your Federal Parent PLUS loans.2

An Education Refinance Loan for Parents1 could help you:

  • Save up to 3.70% on your interest rate by refinancing your Federal Parent PLUS loans.2
  • Refinance loans for multiple children, even before you’ve made payments.
  • Combine multiple federal and private loans into one convenient monthly payment.3
  • Refinance various loans, including Federal Parent PLUS, private parent loans, or student loans that you co-signed.
  • Lower your rate, your payment, or both. See our Rates.4

You did right by your kids, now let Citizens Bank do right by you.

Get your personalized rate in under 2 minutes

Find out what your rate and monthly savings could be in less than two minutes before you refinance your loans. Simply enter in a few pieces of information and we will provide you with your interest rate options, without affecting your credit.5

Why Refinance with Citizens Bank

  • Ready to apply?

    • Apply Now >

      Here's what you need to apply:
      • A recent pay stub or other income information
      • Billing statements for the loans you wish to refinance
      • Social Security Number and Date of Birth
      • Driver’s license or state ID number
      • Current contact information (e.g. address, phone number, email)

      Here's what you need to be eligible:
      • At least $10,000 in student loans to refinance
      • US Citizens, permanent residents and resident aliens with a valid U.S. Social Security Number can apply


      Access my Refinanced Student Loan >

You might also be interested in:

Citizens Bank Education Refinance Loan

If your child has additional student loans, they can also refinance with our Education Refinance Loan.

Get details

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