Board of Directors

Citizens Financial Group, Inc. Citizens Bank, N.A.

Bruce Van Saun

Chairman and Chief Executive Officer of Citizens Financial Group, Inc.

Chair of the Executive Committee

Lee Alexander

Executive Vice President and Chief Information Officer, The Clearing House Association

Member of the Audit Committee

Tracy A. Atkinson

Retired Executive Vice President, and Chief Administrative Officer, State Street Corporation

Chair of the Audit Committee and Member of the Risk Committee

Christine M. Cumming

Retired First Vice President and Chief Operating Officer, Federal Reserve Bank of New York

Chair of the Risk Committee and Member of the Audit Committee

Kevin Cummings

Former Chairman and Chief Executive Officer, Investors Bancorp, Inc.

Member of the Risk Committee

William P. Hankowsky

Former Chairman, President and Chief Executive Officer, Liberty Property Trust

Chair of the Nominating and Corporate Governance Committee and Member of the Compensation and Human Resources Committee and Executive Committee.

Edward J. ("Ned") Kelly
(Lead Director)

Former Chairman, Institutional Clients Group, Citigroup, Inc.

Chair of the Compensation and Human Resources Committee and Member of the Nominating and Corporate Governance Committee and Executive Committee

Robert G. Leary

Former Chief Executive Officer, Olayan Group

Member of the Audit Committee and Risk Committee

Terrance J. Lillis

Retired Chief Financial Officer, Principal Financial Group, Inc.

Member of the Audit Committee and Risk Committee

Michele N. Siekerka

President and Chief Executive Officer, New Jersey Business and Industry Association

Member of the Compensation and Human Resources Committee and Nominating and Corporate Governance Committee

Christopher J. Swift

Chairman and Chief Executive Officer, The Hartford Financial Services Group, Inc.,