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It’s never too early to start investing in your child’s future. State-sponsored 529 savings plans are one of the most popular and tax-advantaged ways to save for your child’s college and graduate school. Your money may grow tax-deferred and can be used for qualified education expenses.
Already have a 529 plan? Transferring an existing 529 plan to one offered here with Citizens Investment Services might be easier than you think. Before investing consider whether your state or the designated beneficiary's home state offers its residents a plan with alternate state tax advantages or other benefits.
Allows your money to potentially grow tax-deferred.
No federal income tax on any investment earnings.
Withdrawals used for qualified education expenses are tax-free.
Contributions may be partially or fully deductible from state taxes.
Use our calculator to see if you're on track with your child's college savings.
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