Our advisors provide the guidance and expertise to help you develop a personalized financial plan that gets you moving in the right direction.
Retirement Planning
We’ll help you build a retirement plan, maximize savings and invest for your future. Our retirement income solutions could help provide a predictable, reliable stream of income during your retirement years.
Trust Services
A trust could help your heirs avoid estate taxes and ensure family members are cared for. We offer personal and institutional trust services and can serve as co-trustee, custodian, or corporate trustee.
Education Planning
We can help you develop a customized education savings strategy, choose the right college savings plan, and start saving for your child’s education today.
Insurance
Safeguarding your family’s future starts with a clear understanding of what’s at risk and which insurance policies will provide adequate protection. Our advisors provide unbiased insurance guidance to protect what’s important to you.
Estate Planning
An effective estate plan should reflect your family’s goals and values. Our advisors can help you develop a plan that minimizes your estate tax exposure and protects future generations.
Banking Benefits
Banking that grows with you. Citizens Private Client™ Checking includes perks such as rate boosters on deposit products, cash back on credit cards, mortgage rate discounts and investment contributions.
Business Succession
Business owners need flexible planning and strategies to ensure their businesses continue to thrive. Our Advisors can help you develop and execute a succession plan that works for you, your family, and your employees.
Services to meet the varied needs of our diverse communities
Our advisors serve clients from diverse backgrounds, different ability levels, the LGBTQ+ community, and those who prefer an Environment, Social, and Corporate Governance (ESG) approach.
Find the right Advisor for you
Work with a local financial advisor who can provide the personalized guidance and expertise you need to reach your financial goals.
Find an Advisor
Managing the complexities of substantial wealth
Citizens Private Wealth has advisors and specialists who can help you navigate the complexities of managing, protecting, and passing on your wealth using sophisticated investment, estate planning, and charitable giving strategies.
Further reading
How to Choose a Financial Planner
Key Consideration for a Solid Financial Plan
Financial Planning for the LGBTQ+ community
Financial Planning for Families with Special Needs Members
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Citizens Securities Inc. Legal or Tax Advice: Citizens Securities Inc. does not provide legal or tax advice. You should do your own research and/or contact your own independent legal or tax advisor for assistance with questions you may have regarding the tax or legal implications of your investments.
Citizens Wealth Management: Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. (“Citizens”). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment adviser - Member FINRA / SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”) or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens.
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