Guidance and expertise
Our advisors provide the guidance and expertise to help you develop a personalized financial plan that gets you moving in the right direction.
Retirement Planning
We’ll help you build a retirement plan, maximize savings and invest for your future. Our retirement income solutions could help provide a predictable, reliable stream of income during your retirement years.
Trust Services
A trust could help your heirs avoid estate taxes and ensure family members are cared for. We offer personal and institutional trust services and can serve as co-trustee, custodian, or corporate trustee.
Education Planning
We can help you develop a customized education savings strategy, choose the right college savings plan, and start saving for your child’s education today.
Insurance
Safeguarding your family’s future starts with a clear understanding of what’s at risk and which insurance policies will provide adequate protection. Our advisors provide unbiased insurance guidance to protect what’s important to you.
Estate Planning
An effective estate plan should reflect your family’s goals and values. Our advisors can help you develop a plan that minimizes your estate tax exposure and protects future generations.
Banking Benefits
Banking that grows with you. Citizens Private Client™ Checking includes perks such as rate boosters on deposit products, cash back on credit cards, mortgage rate discounts and investment contributions.
Business Succession
Business owners need flexible planning and strategies to ensure their businesses continue to thrive. Our Advisors can help you develop and execute a succession plan that works for you, your family, and your employees.
Services to meet the varied needs of our diverse communities
Our advisors serve clients from diverse backgrounds, different ability levels, the LGBTQ+ community, and those who prefer an Environment, Social, and Corporate Governance (ESG) approach.
Find the right Advisor for you
Work with a local financial advisor who can provide the personalized guidance and expertise you need to reach your financial goals.
Find an Advisor
Managing the complexities of substantial wealth
Citizens Private Wealth has advisors and specialists who can help you navigate the complexities of managing, protecting, and passing on your wealth using sophisticated investment, estate planning, and charitable giving strategies.
Further reading
How to Choose a Financial Planner
Key Consideration for a Solid Financial Plan
Financial Planning for the LGBTQ+ community
Financial Planning for Families with Special Needs Members
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Citizens provides Wealth and Investment services in the United States: AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.
Citizens Wealth Management (in certain instances d/b/a Citizens Private Wealth) is a division of Citizens Bank, N.A. ("Citizens"). Securities, insurance, brokerage services, and investment advisory services are offered by Citizens Securities, Inc. ("CSI"), a registered broker-dealer (Branch address: One Citizens Bank Way, Johnston RI 02919) and SEC registered investment adviser - Member FINRA / SIPC. Investment advisory services are also offered by Citizens Private Wealth, LLC ("CPW"), an SEC-registered investment adviser (see Form ADV Part 2A for details). CSI and CPW are affiliates of Citizens. Banking products and trust services are offered by Citizens. For deposit products, Member FDIC.
SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE