Understanding the process
Once the Rescission Period ends, you can access your HELOC funds in one of the following ways:
If you requested funds to be drawn down immediately, they will be deposited directly into your Checking or Savings account four business days after your closing.
If you’re enrolled in Online Banking and have our free Mobile Banking app*, you can conveniently transfer funds and manage your account any time, anywhere. Want to “go paperless?” Sign up for monthly e-statements through Online Banking.
Visit one of our convenient branch locations during regular business hours. Find a branch.
Use your HELOC checks, which should arrive within 3 weeks after your closing.
- Your funds will be available on the fourth business day after closing, you can access them via Online Banking or the Mobile App.*
- If disbursement date is a holiday, funds will be available the following business day.
- If you requested funds to be drawn from Your HELOC and deposited into Your Citizens Checking or Savings account, they are typically available four business days after Your closing-by midday.
Have more questions? Get more answers in our full FAQs section.
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† For additional information, please click the † symbols throughout this page to view our home equity line of credit disclosures.
Home Equity Lines of Credit are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960) All loans are subject to approval.
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