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Before Closing Checklist
- You will receive a text message when your loan is ready to schedule.
- If you plan to use your HELOC to pay off other loans or credit obligations, please be prepared to review those accounts during your call.
- Open a Citizens Checking or Savings account, and once your account is active you can enroll in Online Banking, for quick access to your funds.
- Set up Auto Pay if you want a HELOC rate discount. Call 1-888-462-0900 to sign up.
- Ensure that all property owners can attend the closing.
- Each property owner must bring a valid photo ID to the closing.
HELOC Account Access
Once the Rescission Period ends, you can access your HELOC funds in one of the following ways:
What to expect after closing
From setting up your account to making your first payment, here’s what to expect after your HELOC Closing.
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† For additional information, please click the † symbols throughout this page to view our home equity line of credit disclosures.
Home Equity Lines of Credit are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960) All loans are subject to approval.
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