Calculators & Tools

Planning is a key part of a healthy financial future

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Retirement and College Savings Calculators

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Retirement Calculator

See if you’re on track for retirement.

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College Savings Calculator

Easily estimate the cost of college expenses.

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Roth vs 401(k) Calculator

Figure out what retirement tool works best for you.

Long-term care and life insurance calculators

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Disability Income Calculator

Quickly figure out if you have enough disability insurance.

Long-Term Care Calculator

Quickly estimate your long-term disability expenses.

Life Insurance Calculator

Figure out how much life insurance you may need.

Business Development Calculators

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Working Capital Calculator

Learn how to smartly forecast annual working capital needs.

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Financial Planning

Our disciplined approach to financial planning helps you develop a plan that includes each of your goals and priorities.

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Guidance Is Just the Beginning

Want to know where to start? Our advisors can help you every step of the way. Get guidance on a broad array of goals, including retirement, portfolio diversification, asset protection and more. 

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    Content Not Advice: This content is intended for informational purposes only and should not be construed as advice. Citizens Securities, Inc. does not provide legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

    Investment Decisions: The investment products and financial strategies suggested herein are subject to investment risk, including possible loss of principal amount invested. There can be no guarantee the suggested strategies or investments will lead to successful outcomes. Investment decisions should be based on each individual's goals, time horizon and tolerance for risk.

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