Managing your finances

Manage your finances with tips, insights and resources about spending, saving, and more.

Banking basics

Banking 101: Confident financial decisions start with foundational knowledge about navigating accounts, using banking tools and managing your money.

Saving and budgeting

Knowing how to save money wisely can make you ready for anything that lies ahead. Citizens is here to help you learn how to budget and be prepared.

Managing debt

With guidance from Citizens, you can manage getting out of debt while also making progress on your other financial goals.

4 budgeting strategies

Saving money can be a challenge but using a monthly budget can help you reach your savings goals. Learn about these 4 budgeting strategies to find the one that works for you.

Start Budgeting

How to build strong savings habits

Build a savings routine that lasts. Learn how to set goals, stay consistent and grow your savings over time.

Debit card safety and fraud protection

Learn how to use your Citizens debit card safely and how you're protected even if you're the victim of fraud. Our debit cards come with zero Liability coverage.

Financial literacy for kids and teens

Every period of life has its financial challenges, but it also has its opportunities. Visit Citizens for help with raising financially literate kids and teens.

How to start an emergency savings fund

Find out how to start an emergency savings fund - and how big it should be - so you'll have a financial cushion in case you ever need one.

Savings rate calculator

Use this calculator to see how different savings rates can impact your savings strategy.

Checking account benefits calculator

See how the right checking account can help you save and manage money more effectively.

Savings goal calculator

Do you know where your money goes? Use our calculator to see how much you could be saving each month.

Ready to make the most of your money?

Find the right tools to help you save, spend smarter and reach your financial goals – without sacrificing what matters today.

Start saving

Disclaimer: The information contained herein is for informational purposes only as a service to the public and is not legal advice or a substitute for legal counsel. You should do your own research and/or contact your own legal or tax advisor for assistance with questions you may have on the information contained herein.