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Consolidate your debt into one monthly payment with a Citizens Bank Personal Loan. Easy to manage, convenient and could even save you cash!
Getting your personalized rate takes less than 2 minutes.1
Get My Rate
Will not impact credit score1
Low fixed rates. Loans from $5,000-$50,000See all benefits
Here's what you need to get started:
Access an Existing Application
Manage Your Loan
Keep your options open — apply for a loan between $5,000 and $50,000
Receive a quick response to your loan application. Your required documents can be e-signed and uploaded for easy and efficient closing.
Choose your term to customize the monthly payment that's right for you2. Repayment Options of 3 to 7 years. Low fixed rates2.
View Rate and Repayment Examples
The Citizens Bank Personal Loan has no fees.
No collateral required for Personal Loans
Have the money you need, right when you need it. Have the funds in your account right away, often within 2 business days.
Two great discounts can save you up to 0.50 percentage points on your rate. Take 0.25 percentage points off with our Loyalty Discount and 0.25 percentage points with our Automatic Payment Benefit.3
Open a qualifying Citizens Bank Checking Account to receive a 0.25 percentage point reduction on your Personal Loan interest rate.3
Citizens Bank Checking Accounts#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=span|TargetElementId=|Key=Learn more about#View checking accounts
Whether you are looking to make home improvements, consolidate debt or pay for college, the equity in your home can be a valuable financial tool.
A Citizens Bank Home Equity Line of Credit#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=span|TargetElementId=|Key=Learn more about#Learn more
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: