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Consolidate Debt with a Citizens Bank Personal Loan

Consolidate your debt into one monthly payment with a Citizens Bank Personal Loan. Easy to manage, convenient and could even save you cash!

Getting your personalized rate takes less than 2 minutes.1

Get My Rate
Will not impact credit score1

No fees ever.

Low fixed rates. Loans from $5,000-$50,000

See all benefits
Questions? Ask a Citizen.
  • Ready to apply?

    Here's what you need to get started:

    • Personal Information

      • Social security number
      • Current contact information (e.g. address, phone number, email)
      • Current income and employment info

      Eligibility Requirements

      • A strong credit history and a minimum annual income of $24,000
      • Must be a U.S. Citizen or permanent resident of the United States or Puerto Rico
      • Have reached the age of majority in your state of residence
  • Need to Access an Application or Manage Your Loan?

    • Access an Existing Application

      • Complete an individual application
      • Complete a co-applicant application

      Manage Your Loan

      • Access your loan details, including your most recent payments and current balance
      • Review and/or edit account information
      • Find instructions on how to make a payment
      • Set up automated payments

Personal Loan benefits

Learn more about this topic

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Citizens Bank Checking Accounts

Open a qualifying Citizens Bank Checking Account to receive a 0.25 percentage point reduction on your Personal Loan interest rate.3

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A Citizens Bank Home Equity Line of Credit

Whether you are looking to make home improvements, consolidate debt or pay for college, the equity in your home can be a valuable financial tool.

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