Personal Loans

Whether you're getting married, taking a dream vacation or looking for a faster way to pay off existing debt, a Citizens Bank Personal Loan offers plenty of options to build the right loan for you.

Create the loan you need

Get a low-APR Citizens Bank Personal Loan from $5,000 to $50,000. Select a reason to borrow below — or head straight to our loan calculator to start estimating your payments right away.

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Questions? Ask a Citizen.

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Debt Consolidation

Simplify your monthly payments.

Pay your debt off faster in one predictable monthly payment.

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Take the vacation you deserve.

Don’t wait to take the trip you’ve been dreaming about.

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Special Occasion

Create a once-in-a-lifetime memory

Turn a special moment into something unforgetable.

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Major Purchase

How can we help?

Give yourself the flexibility to take your next big step.

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The benefits of a Personal Loan

Borrow only what you need.

Keep your options open — apply for a loan between $5,000 and $50,000.

Get a quick credit response.

Receive a quick response to your loan application. Your required documents can be e-signed and uploaded for easy and efficient closing.

Customize your repayment options.

Choose your repayment term and interest rate type to customize the monthly payment amount that's right for you.1