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Quick, easy and flexible. Whether you’re looking to pay off existing debt, complete a home improvement project or take a dream vacation, Citizens Bank Personal Loan can help you achieve your financial goals.
Getting your personalized rate on a Citizens Bank Personal Loan takes less than 2 minutes with no impact to your credit score.1Get My Rate
Amount to borrow $5,000 to $50,000
Repayment length3 to 7 yearsView repayment examples
Interest rate type2Fixed
Keep your options open — apply for a loan between $5,000 and $50,000
Receive a quick response to your loan application. Your required documents can be e-signed and uploaded for easy and efficient closing.
Choose your term to customize the monthly payment that's right for you.2
No origination, application or disbursement fees. No pre-payment penalty.
No collateral required for Personal Loans
Have the money you need, right when you need it. Have the funds in your account right away, often within 2 business days.
Two great discounts can save you up to 0.50 percentage points on your rate. Take 0.25 percentage points off with our Loyalty Discount and 0.25 percentage points with our Automatic Payment Benefit.3
Here's what you need to get started:
Open a qualifying Citizens Bank Checking Account to receive a 0.25 percentage point reduction on your Personal Loan interest rate.3
Citizens Bank Checking Accounts#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=span|TargetElementId=|Key=Learn more about#View checking accounts
Whether you are looking to make home improvements, consolidate debt or pay for college, the equity in your home can be a valuable financial tool.
A Citizens Bank Home Equity Line of Credit#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=span|TargetElementId=|Key=Learn more about#Learn more
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: