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Citizens Bank Personal Loan

Quick, easy and flexible. Whether you’re looking to pay off existing debt, complete a home improvement project or take a dream vacation, Citizens Bank Personal Loan can help you achieve your financial goals.

Getting your personalized rate on a Citizens Bank Personal Loan takes less than 2 minutes with no impact to your credit score.1

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  • Amount to borrow $5,000 to $50,000

  • Interest rate type2Fixed

  • FeesNone

  • Ready to apply?

    Here's what you need to get started:

    • Personal Information

      • Social security number
      • Current contact information (e.g. address, phone number, email)
      • Current income and employment info

      Eligibility Requirements

      • A strong credit history and a minimum annual income of $24,000
      • Must be a U.S. Citizen or permanent resident of the United States or Puerto Rico
      • Have reached the age of majority in your state of residence

Personal Loans benefits

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Citizens Bank Checking Accounts

Open a qualifying Citizens Bank Checking Account to receive a 0.25 percentage point reduction on your Personal Loan interest rate.3

View checking accounts

A Citizens Bank Home Equity Line of Credit

Whether you are looking to make home improvements, consolidate debt or pay for college, the equity in your home can be a valuable financial tool.

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