Personal Loans Whether you're getting married, taking a dream vacation or looking for a faster way to pay off existing debt, a Citizens Bank Personal Loan offers plenty of options to build the right loan for you. Create the loan you need Get a low-APR Citizens Bank Personal Loan from $5,000 to $50,000. Select a reason to borrow below — or head straight to our loan calculator to start estimating your payments right away. Apply Now Questions? Ask a Citizen.1-888-333-0104 Estimate Payments Debt Consolidation Simplify your monthly payments. Pay your debt off faster in one predictable monthly payment. Estimate Payments ❯ Vacation Take the vacation you deserve. Don’t wait to take the trip you’ve been dreaming about. Estimate Payments ❯ Special Occasion Create a once-in-a-lifetime memory Turn a special moment into something unforgetable. Estimate Payments ❯ Major Purchase How can we help? Give yourself the flexibility to take your next big step. Estimate Payments ❯ The benefits of a Personal Loan Borrow only what you need. Keep your options open — apply for a loan between $5,000 and $50,000. Get a quick credit response. Receive a quick response to your loan application. Your required documents can be e-signed and uploaded for easy and efficient closing. Customize your repayment options. Choose your repayment term and interest rate type to customize the monthly payment amount that's right for you.1 A Citizens Bank Personal Loan allows you to choose from a variety of low-APR options to borrow just the amount you need from $5,000 to $50,000. Apply today for a quick response — and have the money you need, right when you need it. Apply Now Questions? Ask a Citizen.1-888-333-0104 Rate & repayment examples Check out some potential Personal Loan repayment examples based on current rates.1 View Examples ❯ 1RATES: Rates and offer subject to change. All accounts, loans and services subject to individual approval. Member FDIC. × Create a once-in-a-lifetime memory. Adjust the options below to find the rate that's right for you. × Take the vacation you deserve. Adjust the options below to find the rate that's right for you. × Simplify your monthly payments. Adjust the options below to find the rate that's right for you. × How can we help? Adjust the options below to find the rate that's right for you. × Create the loan you need. Adjust the options below to find the rate that's right for you. × Rates & repayments examples Change the borrowing amount, interest rate type or repayment length to see how each would affect the APR and monthly payments for your loan. Or try our loan calculator for more personalized results.