Year-end planning is rarely simple
With the One Big Beautiful Bill Act (OBBBA) now in effect, this year presents additional challenges and opportunities. To help simplify the process, we’ve assembled a set of resources on income, estate, real estate, and private investment planning. Use this hub to learn about tax law changes, explore planning strategies, and prepare for year-end discussion with your Citizens Wealth Advisor and tax professionals.
Income Tax Planning in a New Era: What OBBBA Means for You
Explore key questions to optimize income, giving, and advisor coordination before year-end.
State and Local Tax Under the One Big Beautiful Bill Act
Coordinate income, deductions, and pass-through entity tax (PTET) elections to preserve state and local tax (SALT) benefits before phaseouts and sunset rules take effect.
Real Estate Planning in 2025: Tax Timing, Gifting and Liquidity
Plan sales, gifts, and improvements to optimize tax, liquidity, and legacy goals under new OBBBA rules.
Year-End Planning for Private Equity/Venture Capital
Revisit elections, entity structures, and income timing to align with expanded Qualified Small Business Stock (QSBS) and PTET opportunities.
Estate Planning 2025: Readiness Beyond Exemptions
Update documents, gifting strategies, and trusts to align with new exemption levels and long-term legacy goals under OBBBA.