Where can I get more information about Citizens Quest Money Market accounts?

Download detailed Citizens Quest Money Market account documents: Fees and features Account agreement

Are there any transaction limits on a money market account?

Unlimited deposits, in-branch or ATM transactions. We limit certain types of transactions to no more than 6 per statement period, including telephone transfers, online transfers, automatic interest transfers, preauthorized or automatic debits, preauthorized transfers, outgoing wire transfers and checks, debit card transactions or similar orders to a third party from the money market. If you exceed these limits 3 times or more during any consecutive 12-statement period, we will, as applicable, transfer the funds in your money market account to a checking account that does not pay interest. We may, however, transfer your funds sooner if you significantly exceed these transfer limits in any one statement period. Please refer to the Fees and Features Guide for additional information. Please note that withdrawals and transfers made at Citizens branches or ATMs do not count against these limits.

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Citizens Quest® Money Market

Watch your savings grow with no monthly maintenance fee and FDIC insurance.^†

Open Your Account

This product is not available in your current location

The below rates are for Rhode Island. Please update your ZIP code to see pricing, rates and promotions in your area.

No monthly maintenance fees

Citizens Quest customers pay no monthly maintenance fees on money market accounts.

Safety and security

Bank securely with 24/7 fraud monitoring and FDIC insurance.^†

Personalized guidance

Learn more details from one of our bankers. Schedule an appointment.

Preferred rates require $25,000 not currently on deposit with Citizens.

Balance	Preferred Annual Percentage Yield (APY)	Standard Annual Percentage Yield (APY)
$0 - $2,499	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(0.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(0.00)#%
$2,500 - $9,999	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(2500.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(2500.00)#%
$10,000 - $24,999	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(10000.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(10000.00)#%
$25,000 - $49,999	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(25000.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(25000.00)#%
$50,000 - $74,999	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(50000.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(50000.00)#%
$75,000 - $249,999	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(75000.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(75000.00)#%
$250,000 - $999,999	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(250000.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(250000.00)#%
$1,000,000 - $2,999,999	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(1000000.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(1000000.00)#%
$3,000,000+	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-NoGuar\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(3000000.00)#%	#ProductLine=ODS\|Brand=citizensbank\|Product=Money Markets\|ProductName=Citizens Quest Money Market\|Code=MM-119-DF\|ProductLevelCode=NOR\|PromoExpiryDt=PExD\|ProductAttribute=RatesTier\|APY=LowTier(3000000.00)#%

Citizens Quest Money Market FAQs

Download detailed Citizens Quest Money Market account documents:

A money market account is a variable APY account similar to a savings account which may earn a higher interest rate compared to savings for customers who do not need frequent access to their funds.

Annual Percentage Yield (APY) expresses an annual rate of return taking into account the effect of compounding.

Compound interest is the concept of adding accumulated interest back to the principal, so that interest is earned on interest from that moment on.

Citizens does not limit transactions on personal money market accounts.

Please refer to the Personal Deposit Account Fees and Features Guide for additional information.

Have more questions? Get more answers in our full FAQs section.

^† For additional information, please click the ^† symbols throughout this page to view our deposits disclosures.

All accounts disclosure: All accounts and services are subject to individual approval.

Citizens Quest® Money Market

This product is not available in your current location

Features and benefits

No monthly maintenance fees

Safety and security

Personalized guidance

Citizens Quest Money Market Interest Rates¹

Citizens Quest Money Market FAQs

Citizens Quest® Money Market

This product is not available in your current location

Features and benefits

No monthly maintenance fees

Safety and security

Personalized guidance

Citizens Quest Money Market Interest Rates1

Citizens Quest Money Market FAQs

Where can I get more information about Citizens Quest Money Market accounts?

What is a money market account?

What is APY?

What is compound interest?

Are there any transaction limits on a money market account?

Citizens Quest Money Market Interest Rates¹