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Citizens Bank Everyday Points® Business MasterCard®

Earn rewards for your day-to-day purchases.

  • 0% introductory rate on all purchases for 12 months*
  • Earn 3,500 Bonus Points after your first purchase and 2 points for every $1 you spend
  • Points redeemable towards merchandise, cash back, travel, office equipment, restaurant, retail gift cards, and more



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* 0.0% Introductory APR until the first day of your thirteenth billing cycle for your Everyday Points® Business MasterCard®. We will determine your margin and APR based upon our review of your application and your credit history.

MasterCard is a registered trademark of MasterCard International Incorporated.

Credit cards are issued by Citizens Bank, N.A.

EVERYDAY POINTS® BUSINESS MASTERCARD®: First purchase must occur within 90 days of account opening. Bonus points will be posted to your statement within two billing cycles after the promotional period ends.  This Rewards program is governed by the Terms and Conditions located at citizensbank.com/small-business/cards-and rewards/everyday-points-card.aspx. It will explain the program, including the following items: A) You receive two (2) Everyday Points for each $1 in purchases you make using your Everyday Points Business MasterCard. B) You will accrue points for Purchases but not for non-purchase transactions such as Cash Advances, Cash Equivalent Transactions or unauthorized charges. C) Rewards begin at 4,000 points. D) Redemption fees may be charged for some items. E) Points expire after three years. F) Program subject to change. G) Catalog items can be changed without notice. H) Other terms apply. First purchase must occur within 90 days of account opening. Bonus points will be posted to your account within two billing cycles. You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card.  Please consult your tax advisor. Citizens Financial Group, Inc. does not provide tax advice. Any extension of credit shall be subject to the credit approval processes of Citizens Bank. Additional terms and conditions shall apply including but not limited to the completion and submission of the Citizens Bank credit application.

MASTERCARD EASY SAVINGS® PROGRAM TERMS & CONDITIONS: Cardholder must be enrolled in the MasterCard Easy Savings® Program at the time of purchase. Payment must be made in full at a participating Merchant location with an eligible MasterCard small business credit card, signature debit card or business prepaid card issued by a U.S. bank. Purchases do not qualify for the program if the purchase transaction is a PIN-based transaction, originated outside of the U.S. or not processed through the MasterCard U.S. transaction processing system. The rebate will appear on your statement after the purchase has posted to your card account, not on the receipt, and may not be reflected until the next statement. Other terms and conditions apply. For more information, visit easysavings.com.