A comprehensive set of banking solutions including cash management, merchant, payroll, and money movement services uniquely tailored for your business.
With no required minimum balance to open an account, you can get started today.
There is no minimum balance to open your account.
With Citizens Analysis Business Checking, you’ll get up to $100 off your first order of checks processed through our preferred provider, Deluxe.
You can order checks with Deluxe:
By phone: 1-800-231-9915
By online: Deluxe Business Checks and Solutions
This account also includes an Earnings Credit* which can be used to offset transaction costs.
10% discount when you use our payroll service, Paychex**
Get in touch with our team. All fields are required unless marked as "Optional".
Please note: Citizens Business Banking Products and Services are offered in the following states: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington, D.C.
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
*Earnings Credit Rate can be used on available balances to offset transactions fees. It applies to various balance tiers, and is established at the Bank's discretion and may be changed at any time.
**Citizens business checking account customers are eligible for an ongoing monthly 10% discount off the payroll processing fee when referred to Paychex by Citizens. The total amount of savings realized by a client depends on the actual number of employees paid, payroll services selected and length of time a client processes payroll with Paychex. The ongoing discount may take up to 2 billing cycles to go into effect and will continue as long as the client maintains their account with Citizens. Paychex, Inc. agrees to provide a 3-month money back satisfaction guarantee to all eligible Citizens clients who enroll in Paychex payroll services. If you are not completely satisfied, Paychex will refund up to 3 months of fees. All refund requests must be received within 3 months of client’s first payroll run date. The client has the sole responsibility in declaring and paying any federal, state or local taxes. All discounts apply to new Paychex customers only who are referred by Citizens Financial Group. Earnings will be reported to the IRS for income tax purposes. Please consult your tax advisor. Citizens Bank, N.A. does not provide tax advice. Offer subject to change or discontinuation and may not be combined with other Paychex offers.
All accounts, loans, and services are subject to individual approval. See a banker for details.