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Provides working capital flexibility for operational needs including purchasing short term assets such as inventory or managing cash flow during cyclical or seasonal periods.
It's easy to apply!
Borrow for multiple uses, then pay back, and borrow again as needed.
You only pay interest on the funds that you use. Choose from interest only or principal plus interest payment options. Lines of Credit are reviewed and renewed annually to provide you with funds from year to year.
Based on Line amount.
The annual fee is $150 for lines of credit $50,000-$100,000 and 0.30% for lines of credit $100,001-$1,000,000.
Earn interest on funds you don't need for everyday business.
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Minimum balance to open:
Monthly maintenance fee:
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: