Financial solutions for every stage of your business
Cash Management platforms for whatever your needs are:
Online & Mobile Banking with Digital Invoicing & Payments
Online and mobile banking*
Securely check your balances, transfer funds and pay bills. You can also leverage Digital Invoicing with card and ACH acceptance to get paid faster.1
Citizens Cash Flow Essentials®
$49 per month2
One easy to use tool that lets you manage payments, send invoices, get paid faster by accepting card and ACH, forecast cash flow, manage user entitlements and approval workflows, and more.
accessOPTIMA®
Speak with a business banker
Customized, commercial cash management platform with file import capabilities designed to handle high volumes of incoming and outgoing payments.
Business learning resources
Use our learning resource center to discover how to start a business, how to grow your business and managing efficiencies as you scale your business.
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Citizens Business Banking Products and Services are offered in the following states: CT, DE, FL, MD, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, or DC
* Wireless carrier, text and/or data charges may apply.
1 Incoming payments received using the optional digital invoicing feature will incur a 3.49% interchange fee for card payments and a 1.00% fee for ACH payments.
2 The initial fee for the Services will be $49 per month. The monthly Cash Flow Essentials fees do not include other bank charges and fees associated with Customer’s account(s), such as wire transfer, account maintenance fees, volume fees, etc. as disclosed in the Business Deposit Account Agreement and the Business Deposit Fees & Features.
Cash Flow Forecasting provides information for informational purposes only, subject to our terms and conditions. We do not provide financial, accounting, tax, investment, or other professional advice.
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