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Student Lending and Services

Whether you're an incoming freshman in need of a student loan, a parent looking to help cover some of the cost of college, or are interested in new ways to manage student loan payments, our student lending options are designed to make paying for school easier and more affordable.

Student Loans

Student Loans for Parents

Graduate School Loans

Education Refinance Loan

Student Loans

Great rates, flexible terms, and no application or origination fees are just a few of the reasons our loans for undergraduates are at the top of their class.

EXPLORE OUR STUDENT LOANS

Student Loans for Parents

Our Citizens Bank Student Loan® for Parents keeps your bottom line in mind, offering an average fee savings of $604.1 Find out why this parent-focused financing plan may be a better alternative to the Federal Direct PLUS Loan.3

EXPLORE OUR STUDENT LOAN FOR PARENTS

Graduate School Loans

With Citizens Bank graduate school loans, you’ll get the rate options and repayment flexibility you're looking for with specific borrowing options for students in business, law, medical, dental and other graduate programs.

EXPLORE GRADUATE SCHOOL LOANS

Education Refinance Loan

If you have multiple student loans or are looking for a potentially lower interest rate, it may be time to graduate to our Education Refinance Loan. You may be able to lower your monthly payments or save over time by paying off your loan sooner; borrowers have saved an average of $1,6442 a year.

EXPLORE STUDENT LOAN REFINANCE

Looking to lower your student loan rate even more?

One Deposit Checking from Citizens Bank®

Sign up for a Citizens Bank checking account, and receive up to 0.50 percentage points off your interest rate with available discounts. 4

Learn More

Minimum balance to open
Any Amount

Monthly maintenance fee
$9.99
waived with one deposit each statement period

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