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Multi-Year Approval—with the Citizens Bank Student Loan®

Citizens Bank is the only lender to offer multi-year approval, because we are committed to staying with you all the way through graduation.3 Multi-year approval provides an easy way to secure funding for additional years in school, without impacting your credit in those later years. If approved you will be notified after you have submitted your application.

Get the private student loan that fits your life

Looking to make financing your education easy and affordable? Ask a Citizen. Our Citizens Bank Student Loan® for undergraduate students offers an average fee savings of $6431 and may be a better alternative to Federal Direct PLUS Loans2. Review available discounts and flexible terms below—then start your private student loan application today.

Benefit of a Co-signer

For students with little or no credit history, we strongly suggest that you apply with a qualified co-signer to increase your chances of being approved. A qualified co-signer may also help you secure a lower interest rate on your private student loan.

Citizens Bank Student Loan® benefits

Looking into student loans? You may also be interested in:

One Deposit Checking from Citizens Bank®

Sign up for a checking account and enjoy additional discounts.

Learn More

Minimum balance to open
Any Amount

Monthly maintenance fee
$9.99
waived with one deposit each statement period

  • Ready to Apply?

    • Access my Student Loans >

      Here’s what you need to get started:

      • Name, address, phone number, email address
      • Date of birth
      • Social Security Number
      • Recent pay stub (no more than 60 days old) or other proof of income and monthly housing payment.
      • Employer name, phone number and length of employment (if applicable)
      • Name of school you plan to attend
      • Cost of attendance and any financial aid received (see award letter from your school)
      • Student’s anticipated graduation date, loan period and loan amount needed.
      • Student borrowers will need to provide a reference.
      • Co-signer name and valid email address (if applicable)

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