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Citizens Bank Student Loan®

Put great rates and flexible terms to work for you.

Get the private student loan that fits your life

Looking to make financing your education easy and affordable? Ask a Citizen. Our Citizens Bank Student Loan® for undergraduate students offers an average fee savings of $6041 and may be a better alternative to Federal Direct PLUS Loans2. Review available discounts and flexible terms below—then start your private student loan application today.

Multi Year Borrowing Option

Qualified borrowers have access to a simplified, streamlined process to request funds in subsequent years. Terms and Conditions apply.3 Applicants who qualify will be presented with the Multi Year Borrowing Option in the application.

Benefit of a Co-signer

For students with little or no credit history, we strongly suggest that you apply with a qualified co-signer to increase your chances of being approved. A qualified co-signer may also help you secure a lower interest rate on your private student loan.

Citizens Bank Student Loan® benefits

Looking into student loans? You may also be interested in:

One Deposit Checking from Citizens Bank®

Sign up for a checking account and enjoy additional discounts.

Learn More

Minimum balance to open
Any Amount

Monthly maintenance fee
waived with one deposit each statement period

  • Ready to Apply?

    • Here’s what you need to get started:

      • Name, address, phone number, email address
      • Date of birth
      • Social Security Number
      • Recent pay stub (no more than 60 days old) or other proof of income and monthly housing payment.
      • Employer name, phone number and length of employment (if applicable)
      • Name of school you plan to attend
      • Cost of attendance and any financial aid received (see award letter from your school)
      • Student’s anticipated graduation date, loan period and loan amount needed.
      • Student borrowers will need to provide a reference.
      • Co-signer name and valid email address (if applicable)

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