
The phrase "T20 schools" refers to the top 20 colleges and universities in the United States. The exact list that makes the top 20 depends on the ranking system and website, but common T20 examples include Harvard University, Princeton University, and Yale University. Below, we highlight what you need to know about T20 schools, College Raptor's choices, and more.
T20 schools is a phrase commonly seen on social media, including Reddit, referring to the top 20 colleges and universities within the United States. The list of T20 schools depends on the ranking system or the individual you're speaking to.
Generally, these colleges are very competitive and considered to offer some of the best programs and career opportunities in the world.
Every year, we release our Best Colleges rankings, highlighting our choices for the top 50 schools in the country. These are schools that are well known for their outstanding programs, but we also consider other factors such as endowment, graduation rates, first year retention rates, and more when determining our rankings.
Here's a quick snapshot at our T20 schools for 2026 and their undergraduate acceptances rates for the most current admissions cycle:
Getting into a T20 school is tough! Out of the top ranked colleges listed above, University of Notre Dame is the "easiest" to get into, with an 11.3% acceptance rate. However, that's still highly selective.
The fact is, these colleges and universities receive a lot of applications. For example, Harvard University consistently receives well over 50,000 applications each year and only accepts around 3% (give or take a little each year).
To increase your chances of receiving an acceptance letter to one of these T20 schools, you need a well-rounded college application. This means highlighting achievements such as:
In some cases, you might need to attend a college interview, too.
While knowing the top ranked schools in the country can be helpful and informative, it's not the best list for a majority of future college students out there, especially since so few will be accepted. Plus, not all of these 20 schools are going to fit your education and career goals.
Instead, it's important to focus on what matters to you in a college and put together your own list of T20 colleges, depending on your wants, needs, and goals. You should consider:
T20 schools are the top in the nation, offering outstanding educational programs, unique opportunities, top research facilities, and more. Many graduates go onto top jobs in their field. However, T20 colleges and universities are also highly competitive. For many future college students, you'll want to create your own top 20 list to find the best schools for your education, goals, and career. College Match makes it easy! Get started here for free.
Visit the Citizens Student Hub for application tips, important deadlines, helpful tools, and everything else you need to help you find and get into your dream school.
Any school represented in this article does not endorse and is not affiliated with Citizens or any Citizens Student Loan products or services.
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Disclaimer: The information contained herein is for informational purposes only as a service to the public and is not legal advice or a substitute for legal counsel. You should do your own research and/or contact your own legal or tax advisor for assistance with questions you may have on the information contained herein.
Enrollment and acceptance rate figures listed in this article reflect data available at the time of publication. These numbers are subject to change. For the most current and accurate information, please refer to each college’s official profile page linked throughout the article.
References to resources or organizations listed in this article do not constitute or imply endorsement or support by Citizens Bank.