One Deposit Checking from Citizens Bank®

Want to make checking simpler than ever? Ask a Citizen about One Deposit Checking. One deposit of any amount each statement period waives the monthly maintenance fee. It’s that simple.

Monthly maintenance fee
Avoid the monthly maintenance fee

$9.99 monthly maintenance fee waived with one deposit each statement period.

Minimum opening balance
Any Amount

Our Account Guides offer clear and simple information on standard pricing, account details and benefits.

Account Guide (PDF)

Compare One Deposit Checking to:

Platinum Checking

This relationship checking account with interest offers personalized advice, fewer fees, Platinum rates and preferred service.

Platinum Plus Checking

This relationship checking account with interest offers the same preferred benefits and services as Platinum Checking, but with Platinum Plus rates.

Compare all checking accounts

Ready to apply?

Here’s what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver’s license or state ID number
  • Current contact information (e.g, address, phone number, email)
  • A check, credit card or debit card to fund your account

Wireless carrier, text and/or data charges may apply.

1 Citizens Bank Zero Liability policy covers cards issued only by Citizens Bank and does not apply to ATM transactions or PIN transactions. Cardholder must notify Citizens Bank promptly of any unauthorized or suspicious use. Click here for additional details.