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Chip Card Overview

Your card payments are secured with the latest fraud prevention technology.

Questions? Ask a Citizen.
Chip Card Overview

Chip Card Overview

What is chip technology?

Chip technology is the global standard for debit card and credit card payments. The technology features embedded microprocessor chips that protect the cardholder’s data.

How does chip technology work?

Chip technology is an evolution in our payment system that will help increase card security and reduce fraud when a chip card is used at merchants that are able to process chip transactions as opposed to using the magnetic strip on the back of the card. The microprocessor chip changes one of the values every time in the information sent for processing a transaction. That way if the transaction were intercepted by someone trying to steal the information it would be useless going forward.

      Debit Chip Cards

      Debit Chip Cards

      New Card. Chip Technology. Added Security.

      Citizens Bank Debit Cards have the latest chip card technology which provides you with enhanced security when used at merchants who accept chip cards both here and abroad!

      Easy to use:

      1. Insert your card (face up) into the merchant’s chip card reader.
      2. Follow the prompts. Sign or enter your PIN, if asked, and keep your card in the merchant card reader until the transaction is complete.
      3. Remove your card when prompted.

      For phone or online purchases, complete your purchases just as you’ve always done before. Your card will continue to work at merchants who are not able to accept chip cards. For those merchants, you can swipe your card using the magnetic stripe on the back of your card

          Credit Chip Cards

          Credit Chip Cards

          New Card. Chip Technology. Added Security.

          Citizens Bank Credit Cards have the latest chip card technology which provides you with enhanced security when used at merchants who accept chip cards both here and abroad!

          Easy to use:

          1. Instead of swiping your card, simply insert it face up into the merchant's chip card reader.
          2. Keep your card in the merchant card reader as you follow the prompts. Continue until the transaction is complete.
          3. Remove your card when prompted.

          For phone or online purchases, complete your purchases just as you’ve always done before. Your card will continue to work at merchants who are not able to accept chip cards. For those merchants, you can swipe your card using the magnetic stripe on the back of your card.

               

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