Citizens iQ® is the easy way to stay on top of your finances

Get savvy about your money with personal alerts, money management tools and financial insights – and be ready for whatever life brings.

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The right financial intelligence and tools at the right time.

Access pertinent, timely financial information and easy-to-use tools 24/7 with Citizens iQ in the Citizens app.*

Urgent alerts

Sometimes you need financial information right away, like if you suspect fraud or are low on funds. Citizens iQ delivers time-sensitive alerts, so you can immediately act.

Informative notifications

Non-urgent notifications help you stay on top of finances. Citizens iQ informs you about topics like the status of your loan application or similar recurring subscription fees.

Customizable money management tools

Your time and money are valuable; maximize both with Citizens iQ's financial tools. You can also start saving automatically with the Citizens Savings Tracker®1.

Personalized insights

Tracking your daily spending is smart. Get personalized insights about your checking, savings, and credit card activity with Citizens iQ, and get a pulse on what's going into and coming out of each account.

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Experience how simple it is to access Citizens iQ.

  • Alerts and notifications are simple: A red iQ icon is urgent; green, while less pressing, is good to know.
  • Bank smarter with personalized checking, savings and credit card insights. Citizens iQ learns more about your habits and needs over time to offer tips and ideas to help you plan and achieve long-term financial goals.

Frequently Asked Questions

Learn more about Citizens IQ

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

* Wireless carrier, text and/or data charges may apply.

1 Subject to account eligibility. Only available on the Citizens Bank Mobile Banking application. Text and data rates may apply.

2 Not available to new to bank checking customers. Smart Save requires checking account to have four or more months of activity. Subject to available funds.

3 Subject to available funds. Additional amount of transfer determined by customer