Long-term care is needed by those who can no longer perform the basic tasks required to take care of themselves. This is not limited to those in advanced age. This can also include people with a debilitating illness or chronic injury. The need for long term care can arise unexpectedly and often creates a large financial burden. This calculator can help you estimate the cost of long term care coverage under different scenarios to help you determine whether or not you have a coverage shortfall.
Enter the estimated daily cost of care, your available funds, inflation rate, and estimated years that long-term care is expected. Find out the costs now and not get caught off guard in the future.
Plan for care needs before they become urgent
Long-term care costs and care preferences are deeply personal and increasingly complex. A Citizens Wealth Advisor can help you explore coverage tradeoffs and integrate long-term care planning into a broader strategy for retirement, protection, and legacy.
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There is no one-size-fits-all plan, see some common guidelines and benchmarks.
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A financial planner can be a valuable resource to help you with your financial goals.
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This strategy can be beneficial in the short-term, but it's important to work with a financial advisor to reach your financial goals.
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A financial plan is a roadmap for your financial life. A solid financial plan could keep you on the right track designed to match your goals.
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Calculator disclosure: This calculator is intended for informational purposes only and is not intended to provide today's actual rates. Your actual results may vary. Results provided by this calculator are intended for Illustrative purposes only and the accuracy is not guaranteed. This calculator does not assure the availability of or your eligibility for any specific product offered by Citizens or its affiliates, nor does the calculator predict or guarantee the actual rate.
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