Three Easy Ways to Apply

Home Equity Lines of Credit (HELOC)

Learn more about home equity lines from Citizens Bank

Thinking about remodeling your home or building an addition? A home equity line of credit allows you to use your funds for whatever you need simply by writing a check or using online banking. Different than a home equity loan, which allows you to borrow a large lump sum, a HELOC creates an approved credit line for you to borrow off of over a specific time period. Consider low-rate home equity lines of credit from Citizens Bank with flexible repayment terms and typically no closing costs*. To find out how much of a home equity line you may qualify for, use our home equity line of credit calculator.

Start the application process for a home equity loan or line of credit online

Ready to apply for a home equity line of credit or interested in finding out more about our home equity financing options? Answer a few questions online to start the home equity application process and one of our Home Loan Originator will be in touch to help you complete your application or give you the information you need. Or find out what your rate could be with our Determine My Rate tool.


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Circle Gold Customers Save

Save 0.25 percentage points off your home equity interest rate with automatic monthly payments from a Circle Gold Checking Account.