Decision Day – 5 factors to consider when choosing your college

5 Factors to Consider to Choose the Right College

Choosing the right college is one of the most significant decisions you'll make in your life. It's not just about where you'll spend the next few years; it's about setting the foundation for your future career and personal growth. Here are five key factors to consider to help you make an informed choice:

1. Academic Programs

The primary reason for attending college is to gain knowledge and skills in your chosen field. Therefore, it's crucial to ensure that the college you're considering offers strong academic programs in your area of interest. Here are some aspects to consider:

• Majors and Minors: Does the college offer the major or program you're interested in? If you're undecided, does it offer a variety of programs that interest you?
• Faculty: Research the faculty members in your department. Are they experienced and well-regarded in their fields? Do they have a track record of mentoring students and helping them succeed?
• Curriculum: Look at the curriculum for your program. Does it include courses that excite you and align with your career goals? Are there opportunities for hands-on learning, such as labs, internships, or research projects?
• Resources: Consider the resources available to support your academic success. This includes libraries, labs, technology, and academic advising services.

By thoroughly researching the academic programs, you can ensure that the college will provide the education and opportunities you need to achieve your goals.

2. Campus Culture

The campus culture can significantly impact your college experience. It's essential to find a college where you feel comfortable and can thrive. Here are some factors to consider:

• Campus Size: Do you prefer a large university with a bustling campus or a smaller college with a more intimate setting? Each has its advantages and challenges.
• Location: Consider the college's location. Do you want to be in a big city, a suburban area, or a rural setting? Think about the climate, proximity to home, and the local community.
• Student Life: Explore the extracurricular activities available. Are there clubs, organizations, and activities that align with your interests? What about sports, arts, and cultural events?
• Diversity and Inclusion: Look at the college's commitment to diversity and inclusion. Is there a diverse student body? Are there support services for students from various backgrounds?

Visiting campuses, talking to current students, and attending virtual tours or information sessions can help you get a feel for the campus culture and determine if it's the right fit for you.

3. Financial Aid and Costs

College is a significant financial investment, so it's essential to understand the costs and explore all available financial aid options. Here are some points to consider:

• Tuition and Fees: Compare the tuition and fees of the colleges you're considering. Don't forget to factor in additional costs like books, supplies, and living expenses.
• Scholarships and Grants: Research the scholarships and grants available at each college. These can significantly reduce your out-of-pocket costs. Look for merit-based scholarships, need-based grants, and other financial aid opportunities.
• Financial Aid Packages: Make sure to plan accordingly and compare financial aid packages carefully. Consider the total cost of attendance and the amount of aid offered.
• Student Loans: Understand the types of student loans available, including federal and private loans. Be aware of the interest rates, repayment terms, and potential debt you'll incur.

You can make a more informed decision and avoid unnecessary financial stress by carefully evaluating the financial aspects of your educational pursuit.

4. Career Services

A college's career services can play a crucial role in your post-graduation success. Strong career support can help you secure internships, job opportunities, and build a professional network. Here are some factors to consider:

• Career Counseling: Does the college offer career counseling services? Are there advisors who can help you explore career options, prepare your resume, and practice interview skills?
• Internship Opportunities: Look into the internship opportunities available through the college. Are there partnerships with local businesses and organizations? How many students secure internships in their field of study?
• Job Placement Rates: Research the college's job placement rates for graduates. How many students find jobs in their field within six months of graduation? What is the average starting salary for graduates?
• Alumni Network: A strong alumni network can provide valuable connections and mentorship opportunities. Does the college have an active alumni association? Are there networking events and opportunities to connect with alumni in your field?

Looking into a college’s career services will put you on track to find a school that no only supports your educational goals but also your career aspirations so you can achieve your professional goals.

5. Decision Day Flexibility

Some colleges may push back their Decision Day deadlines. This flexibility can be crucial in ensuring you have enough time to make an informed decision. Here are some additional points to consider:

• Confirm Deadlines: Confirm the exact Decision Day deadline with your chosen colleges. This will help you avoid any last-minute surprises and ensure you have enough time to compare offers and make a decision.
• Financial Aid Timing: Be aware that financial aid offer letters might arrive later than usual. Plan accordingly and give yourself enough time to review and compare financial aid packages.
• Deposit Requirements: Most colleges require a deposit to secure your spot once you decide to attend. Be prepared for this financial commitment and ensure you have the necessary funds available.
• Communication with Colleges: If you have any uncertainties about deadlines or financial aid details, don't hesitate to reach out to the colleges for clarification. Proactive communication can help you navigate the decision-making process smoothly.

Making Your Decision

Choosing the right college is a complex and personal decision. By considering these factors, you'll be better equipped to choose a college that fits your needs and sets you up for success. It’s important to remember that no school will be perfect. Remember to visit campuses, talk to current students, and seek advice from trusted mentors and family members. With careful consideration and planning, you'll find the college that's the right fit for you.

When you reach your decision, notify the school of your choice and send back the required documentation, including your signed acceptance letter, financial aid acceptance, deposit, and any other required forms or information. Also be sure to notify the other schools that accepted you that you won't be attending so they can free up room for other applicants. You may even want to consider sending a personal thank you.

Ready to make your college dreams a reality?

Citizens is committed to helping you make the right financial decisions. Learn more about how to pay for college, call 1-888-411-0266 to speak to a Student Lending Specialist, or stop by your nearest Citizens branch.