Featured articles
Pre-qualification vs pre-approval: Learn the difference
Learn the difference between mortgage prequalification and preapproval and why understanding both can help you buy with confidence.
How debt-to-income ratio for a mortgage works
Understanding your debt to income ratio can help you know how much home you may qualify for, explore how lenders calculate DTI.
What is Escrow?
Escrow is a key part of many mortgage payments, learn how an escrow account works and what it covers.
The mortgage refinancing process
Mortgage refinancing can help lower your rate or monthly payment, learn the steps involved and what to expect.
What is a mortgagee clause
Understanding the mortgagee clause can help you avoid insurance issues, learn how it works and who it protects.
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What you should know about mortgage closing costs
Closing costs such as application processing and title fees are a normal part of the home-buying process. Citizens can help you learn about mortgage closing costs and how much you'll pay.
What to know about mortgage down payments
A 20% down payment has advantages like avoiding mortgage insurance, but there are other options. Learn about down payments and how much is required.
Home construction loans 101
Thinking about building your dream home? A home construction loan may be a good option for you. But there's a lot to consider. Learn more on everything construction loans and if they're right for your situation.
Refinancing could put more money in your pocket
As a homeowner with a mortgage, the topic of refinancing comes up. Understand the common reasons for refinancing and what's involved in the process.
9 Things to do before making an offer on a house
Buying a home is a financial commitment, so do your homework and make an offer. See our checklist to see what's needed when making an offer on a house.
Refinancing an investment property
Learn how refinancing an investment property could help pay off debt or other large expenses you may have.
Home inspection checklist
Find out what an official home inspection checklist looks like and tips on how to find a trusted inspector.
What to know about mortgage insurance
Saving for a 20% down payment can be difficult. While mortgage insurance is an extra monthly cost, it could be the reason you move into your dream home sooner than planned.
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Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960).
Disclaimer: The information contained herein is for informational purposes only as a service to the public, and is not legal advice or a substitute for legal counsel. You should do your own research and/or contact your own legal or tax advisor for assistance with questions you may have on the information contained herein.
