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The most valuable thing you own is your home. At Citizens Bank, we can help you use it. Whether you want to borrow for home improvements, educational expenses, debt consolidation, major purchases, or even to refinance your first mortgage, a home equity loan or line of credit from Citizens Bank is the right choice. Because home equity lines of credit and loans are secured by the equity in your home, the rates are lower than on most other loans.
View a quick comparison chart of home equity lines of credit and loans.
|Borrowing Objectives||Home Equity Loan||Home Equity Line of Credit|
|Fixed monthly payments||N/A|
|Choice of term length||N/A|
|Fixed interest rate||N/A|
|Access borrowed funds||Lump sum||As needed|
|Refinance existing debt|
|Loan for home improvements|
|More info||More info|
Learn more about our home equity products.
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: