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Learn About Private Loans

Use private loans for school expenses that arise unexpectedly

Unexpected or large expenses, like books, computers, extra tuition, and travel, can come up during any semester. Private loans help fill the financial gap after you've exhausted all of your other financial resources, including grants, scholarships and federal loans.

College private loans help cover the costs of school

Private loans, like our Citizens Bank Student Loan®, can give you the versatility to pay for all your education-related expenses and the flexibility to apply when you need the funding most.

Citizens Bank is a school-certified private loan option for undergraduate students attending eligible institutions at least half-time. Some of the benefits include:

  • No application, origination or disbursement fees
  • Easy, online application process
  • Ability to be used with Stafford Loans
  • Funds sent directly to the school
  • Three repayment options
  • An interest rate reduction when you sign up for an automatic payment deduction from any eligible Citizens Bank account
  • Possible lower interest rates when you apply with a qualified cosigner

View interest rate and repayment examples.
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