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Compare Savings Accounts

The right savings options can make it easier for you to get where you want to go. Take a look at the different types of savings accounts below to find the best option for you. Still have questions about our options? Ask a Citizen. We can help.

Ready to open an Account?
Ready to open an Account?

Savings Accounts

Money Markets

Certificates of Deposit (CDs)

IRA Savings and IRA CDs

Savings Accounts

Low balance requirement makes these accounts a great option to start saving for your goals.


Money Markets

Money market accounts require higher balances, typically offer higher interest rates, and provide the flexibility of writing checks to access your funds.


Certificates of Deposit (CDs)

Have funds that you don’t need immediate access to? Maximize your earnings with one of our CDs. You pick the time frame and invest as little as $1,000 and we’ll pay you a fixed interest rate on your money.


IRA Savings and IRA CDs

It’s never too early — or too late — to start saving for retirement. Start saving early with regular deposits to your IRA Savings with Steady Save®. Or take advantage of our fixed IRA CD rates to grow your retirement funds.


Citizens Bank has a savings account to suit your goals.

Read on for help finding a savings solution that meets your needs and time frame

Your goals

At Citizens Bank, we offer a wide range of savings account options — from simple savings accounts to goal-based solutions and retirement savings options. Whatever your long- and short-term goals, we’ll find the savings account that works best for you.

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Your habits

Bills. Groceries. Gas. With so many immediate demands on your money, it can be hard to save for longer-term needs. If you’re ready to start putting aside some money, our Steady Save® service automatically moves money from checking to savings. You’ll save without thinking about it — just select the amount and frequency and we’ll do the rest.

Your time frame

Different goals call for different timelines. For example, if you’re managing your everyday finances through your savings account or money market, you may not want to tie up your assets in a CD.

However, if you have a balance you can afford to set aside for a long period of time, CDs may provide you with a higher yield option for your savings.

When choosing the right account for yourself, think about the access you’ll need to your assets.

Looking for a checking account?

One Deposit Checking from Citizens Bank®

A simple checking account that’s as easy as one and done. One deposit of any amount each statement period waives the monthly maintenance fee.

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Apply Now

Minimum balance to open
Any Amount

Monthly maintenance fee
waived with one deposit each statement period

Apply Now

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