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Available as either a Traditional or a Roth IRA, our IRA Savings helps you save for retirement by making regular contributions that match your budget. Both IRA accounts are FDIC-insured and at Citizens, there's no bank penalty for early withdrawal.1
Securing your future is even easier with Citizens Bank Steady Save®, which ensures that you stay on track to enjoy the kind of retirement you deserve.2 This service automatically transfers funds from your checking account to your IRA account so you can save without thinking about it. Simply determine the amount of your transfer and how often you want us to make it happen and we’ll do the rest.
Minimum balance to openAny Amount
Monthly maintenance fee $4.99
Monthly maintenance fee waived if you keep a minimum daily balance of $200. Account will automatically receive a fee waiver on the first 4 monthly maintenance fees.
Set up automatic transfers from your checking account in the amount and frequency that you choose.
The IRA Savings is available as either a Traditional or a Roth IRA account.
Receive peace of mind with FDIC insurance to help preserve your
Here's what you need to get started:
Work with Citizens Bank to create a customized retirement plan
With products to help you start saving as well as increase funds during retirement, Citizens Bank has what you need to plan for the future. Choosing the right IRA plan will depend on your current situation. For more information, visit a Citizens Bank branch or call
1-800-948-7200. You may also want to consult a tax advisor for information on deductions for your IRA contributions to the Savings Account and CDs.
If you've already established retirement savings through an Individual Retirement Account, you may be ready to roll your contributions into an IRA CD, that will grow your funds with a fixed rate guarantee of return throughout your retirement.
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Monthly maintenance fee
Minimum balance to open
|The zip code is out of our business area. However, if you are looking for a mortgage product, we do offer mortgages outside our business area in the Carolinas, Illinois and Virginia. For more information, please call one of our mortgage Loan Officers:|
Alexandria area 703-405-2104
Richmond area 804-935-2974