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Credit & Debit Card Processing

Give customers more payment options.

Whether you do business in a store, online, or on the road, you need the ability to accept the forms of payment your customers prefer. Our merchant services platform makes face-to-face, phone, mail, and online payment processing simpler for your customers.

Questions?Ask a Citizen.

Citizens Bank Payment Processing

Boost sales and serve more customers with our credit and debit card processing services

Today, more customers are paying with cards instead of cash. No matter what type of product or service your business offers, accepting credit and debit cards gives your customers the convenience they desire while your business benefits from faster payment processing. With merchant credit and debit card processing from Citizens Bank Merchant Services, you’ll be able to run your business more smoothly with the following capabilities:

  • Accept all major credit cards and debit cards, including Visa®, Mastercard®, American Express® and Discover®.
  • Choose from traditional or virtual POS terminals.
  • Facilitate face-to-face, phone, mail and online payment processing.

Accept debit, credit, EBT cards and checks quickly, securely and cost-effectively

Chip Card (EMV)

Web Payment Processing

  • Automatic certification with many online shopping carts

Recurring Payment Processing

  • Web-based service to charge recurring payments to customer credit or debit cards
  • You define the amount, frequency and number of payments

Terminal Options that Fit your Business

  • Assistance with choosing the terminal with the features and functionality that best serves your business
  • Integrated POS terminals work seamlessly with many major POS systems for retail, restaurants, salons, grocery stores and more
  • Payments accepted in person or over the phone using any web-based computer; no technical set-up required

Equipment Replacement (Optional Feature)

  • Defective credit card processing equipment is replaced if it should fail for any reason other than abuse, acts of nature, fire or theft

Online Process Tracking and Reporting

  • Monitor bank deposits, review current retrieval requests and charge-backs, and other additional services
  • 24-hour, 7 day-a-week free, web-based access to your transaction data and activity reports

Electronic Benefits Transfer (EBT)

  • Accept state and federal benefits with secured payment processing

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