Welcome to Citizens Bank. This site is screen reader friendly.

Skip to content Skip to main navigation Skip to main sub navigation Skip to footer navigation

The Benefits of Credit Card Merchant Services

See how credit card processing services can help you do business more efficiently

Doing business should be about providing the products and services you're known for. If you're spending a lot of time figuring out how to process the various forms of payment from your customers or dealing with customers who are unhappy that you don't accept their credit cards, then you should look into credit card merchant services.

Merchant services and merchant loyalty programs take the hassle out of running your business. You'll be able to accept a variety of payment forms, including credit cards, debit cards and even gift cards. Learn how these services can be an asset to your business.

Credit card processing services

Estimates put the number of U.S. credit card users around 180 million. With the convenience of direct deposit and online banking, many of your customers are probably carrying plastic instead of cash, so be sure you can serve them. Work with Citizens Bank to set up credit card processing services. You'll be able to accept all major credit cards and debit cards, including those issued by Visa, MasterCard, American Express and Discover.

In addition, you'll be able to pull reports and track transactions online 24/7. This represents yet another time-saver, allowing you to focus on your business rather than manually updating spreadsheets or spending time creating your own reports.

By investing in credit card merchant services, you'll also be able to buy or lease the necessary card processing equipment. Choose wireless equipment, a traditional card reader or the option to process payments through your existing computer system. This complete merchant services package makes it easy for you to start accepting credit and debit cards immediately so you don't lose another sale to your "cash only" sign.

Gift cards and merchant loyalty cards

You can take your business to the next level by attracting and retaining customers with gift cards and loyalty cards. As part of our credit card merchant services, you can order gift cards with custom designs. Available in any denomination and redeemable at your business like a credit card; this is a great way to let your current customers spread the word about your business. Gift cards are also more popular than the paper gift certificates you may be issuing now because of their durability and reusability.

You may also be interested in merchant loyalty cards. By encouraging customers to make repeated purchases - swiping their loyalty card each time - you can reward them with free or discounted services. Again, using the merchant services available from Citizens Bank, you can design custom loyalty cards that work on your card processing equipment.

Take advantage of these credit card merchant services from Citizens Bank

Our business banking services are designed to take care of the nuts and bolts of doing business while you continue to focus on what you do best. If you're interested in learning more about merchant services, you can contact a customer service representative at 1-800-428-7463.



Speak to a
Business Banking Representative



Schedule a Consultation

To connect with a Business Banking Representative, please complete a quick form and we will contact you within one business day.

Find a Local Branch
Over 1,100 branches close by.