A newer version of your browser is available. Older versions may limit your ability to access some of this site's functionality. Citizens Bank recommends upgrading your browser.

Learn More

Download the newest version of Microsoft Internet Explorer

Introducing Student Loan Refinancing for Parents

If you took out loans to help fund your children's education, you can now refinance and save.
Find out your personalized rate and savings in less than 2 minutes.

An Education Refinance Loan for Parents1 could help you:

  • Save up to 2.75% on your interest rate by refinancing your Federal Parent PLUS loans.2
  • Refinance loans for multiple children, even when they are still in school, with no minimum payments required on your current loans.
  • Combine multiple federal and private loans into one convenient monthly payment.3
  • Refinance various loans, including Federal Parent PLUS, private parent loans, or student loans that you co-signed.
  • Lower your rate, your payment, or both. See our Rates.4

You did right by your kids, now let Citizens Bank do right by you.

Get your personalized rate in under 2 minutes
Find out what your rate and monthly savings could be in less than two minutes before you refinance your loans. Simply enter in a few pieces of information and we will provide you with your interest rate options, without affecting your credit.5

Why Refinance with Citizens Bank

  • Ready to apply?

    • Apply Now >

      Here's what you need to apply:
      • A recent pay stub or other income information
      • Billing statements for the loans you wish to refinance
      • Social Security Number and Date of Birth
      • Driver’s license or state ID number
      • Current contact information (e.g. address, phone number, email)

      Here's what you need to be eligible:
      • At least $10,000 in student loans to refinance
      • US Citizens, permanent residents and resident aliens with a valid U.S. Social Security Number can apply


      Access my Refinanced Student Loan >

Other ways we could help

Citizens Bank Education Refinance Loan

If your child has additional student loans, they can also refinance with our Education Refinance Loan.

Get details

#Json=Label_Lookup|Brand=citizensbank|ApplyToParentElement=|TargetElementType=|TargetElementId=|Key=Personalize your experience.#