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Education Refinance Loan

Special Limited Time Offer
Get up to a $500 credit on a new Education Refinance Loan when you apply by October 15, 2017*
Find out your rate and savings in less than 2 minutes.

Refinance your student loans with our Education Refinance Loan. You may be able to lower your payment or interest rate. You can also combine multiple federal and private student loans into one convenient monthly payment.1 Plus, there's no prepayment penalty, and no application, origination or disbursement fees.

Our customers have saved an average of $1,584 per year.2

Get your rate in under 2 minutes
Find out what your rate and monthly savings could be in less than two minutes before you refinance your student loans. Simply enter in a few pieces of information and we will provide you with your interest rate options, without affecting your credit.3

Benefits of Refinancing Student Loans

  • Ready to apply?

    Here’s what you need to get started:

    • Access my Refinanced Loan >

      • At least $10,000 in student loans to refinance
      • US Citizens, permanent residents and resident aliens with a valid U.S. Social Security Number can apply
      • Social Security Number and Date of Birth
      • Driver’s license or state ID number
      • Current contact information (e.g. address, phone number, email)
      • A recent pay stub or other income information
      • Billing statements for the loans you wish to refinance


      Apply Now >

You might also be interested in:

Citizens Bank Graduate Student Loans

Advance your education with no application, origination, or disbursement fees.

Get details

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