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Education Refinance Loan

Get your rate in under 2 minutes
Now you can find out what your rate and monthly savings could be in less than two minutes. Our customers have saved an average of $1,584 per year.1

Outsmart your student loan debt by refinancing. You may be able to lower your payment or interest rate. You can also combine multiple federal and private student loans into one convenient monthly payment. Plus, there's no prepayment penalty, and no application, origination or disbursement fees.

Get your rate in under 2 minutes
Now you can find out what your rate and monthly savings could be in less than two minutes. Simply enter in a few pieces of information and we will provide you with your interest rate options, without affecting your credit.2

Education Refinance Loan Benefits

  • Ready to apply?

    Here’s what you need to get started:

      • At least $10,000 in student loans to refinance
      • US Citizens, permanent residents and resident aliens with a valid U.S. Social Security Number can apply
      • Social Security Number and Date of Birth
      • Driver’s license or state ID number
      • Current contact information (e.g. address, phone number, email)
      • A recent pay stub or other income information
      • Billing statements for the loans you wish to refinance

      Apply Now >

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Citizens Bank Graduate Student Loans

Advance your education with no application, origination, or disbursement fees.

Get details

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