Graduate Student Loans

Ready to take on another semester? Get funds for it today.

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Fixed Rates

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This option has interest rates and monthly payments that stay the same over time. Get a rate quote in about 2 minutes with no impact to your credit score.†

Rate and Repayment Examples

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Variable Rates

#ProductLine=Edfi|Brand=citizensbank|ProductSet=Student|Disclosure=disclosure|DisclosureName=graduatevariable|DisclosureAttribute=APRMin# - #ProductLine=Edfi|Brand=citizensbank|ProductSet=Student|Disclosure=disclosure|DisclosureName=graduatevariable|DisclosureAttribute=APRMax# APR†

This option has an interest rate and monthly payments that fluctuate over time. Get a rate quote in about 2 minutes with no impact to your credit score.†

Rate and Repayment Examples

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Perks of a Graduate Student Loan

Multi-Year Approval†

After applying for a graduate student loan, you may qualify for Multi-Year Approval. If eligible, prior to each academic year, simply log in to your account and request funds with no application and no hit to your credit score.

Benefits of a Cosigner†

Applying with a cosigner (like a parent) could increase your chances of getting approved and with a lower rate.

Citizens Student Credit Builder®†

Build credit by making timely immediate or interest-only payments while in school and it could have a positive impact on your life after graduation.​

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We’re here to answer your questions

For 40+ years, Citizens has helped students and families bridge the gap between financial aid and the cost of college. Call 866-999-0077 to connect with a Student Loan Advisor, or click the chat icon at the bottom of the screen.

Contact Center Hours:
8:00AM-9:00PM ET Monday-Friday
8:30AM-5:00PM ET Saturday

Chat Hours:
8:30AM-5:00PM ET Monday-Friday

Find a branch near you!

© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC

† For additional information, please click the † symbols throughout this page to view our student lending disclosures.