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Citizens Bank Student Loan® for Parents

Lower rates than the Federal Direct PLUS loan1 and funding for all the years your child is in school.2

Looking for a better way to pay for college?

Ask a Citizen about our Student Loan for Parents, and why it's a better alternative to the Federal Direct PLUS loan1

  • Peace of mind with securing funding for all the years your child is in school.2
  • More options with lower fixed or variable interest rates. See our Rates.3
  • An average fee savings of $640.4
  • No origination or application fees

Find out how a student loan for parents could make your child's education more affordable.

Citizens Bank Undergraduate Scholarship

For a limited time, Citizens is offering a scholarship for two undergraduate students to help fund their potential. Click here to apply for the $2,500 scholarship by August 1.

Private Student Loans for Parents from a Leader in Student Lending

  • Ready to apply?

    • Access my Student Loans >

      Here’s what you need to get started:

      • Name, address, phone number, email address
      • Date of birth
      • Social Security Number
      • Recent pay stub (no more than 60 days old) or other proof of income and monthly housing payment.
      • Employer name, phone number and length of employment (if applicable)
      • Name of school the student plans to attend
      • Student’s name, date of birth and Social Security Number
      • Cost of attendance and any financial aid received (see award letter from the school)
      • Student’s anticipated graduation date, loan period and loan amount needed.


      Already started an application? Login here

Citizens has your student’s banking needs covered:

Send your child to college with a new student checking account and know they’re covered.

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Minimum balance to open
Any Amount

No monthly maintenance fee while your student is under 25.7

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