Personal Checking with Interest

A checking account with the added value of earning interest. Enjoy a suite of features that make banking easy and convenient.

Monthly maintenance fee
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Variable interest rate
View Rates

Compare Personal Checking with Interest to

Value Checking from Citizens Bank™

This simple and easy checking option is perfect if you prefer paper statements, writing checks or use foreign ATMs.

Circle Gold Checking with Interest®

This account rewards you with discounts, preferred rates and more.

Compare all checking accounts

Ready to apply?

Here’s what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver’s license or state ID number
  • Current contact information (e.g, address, phone number, email)
  • A check, credit card or debit card to fund your account

Wireless carrier, text and/or data charges may apply.

1 Citizens Bank Zero Liability policy covers cards issued only by Citizens Bank and does not apply to ATM transactions or PIN transactions. Cardholder must notify Citizens Bank promptly of any unauthorized or suspicious use. Click here for additional details.